Kentucky public school teachers would have employment liability coverage offered by the state under a bill that passed the House budget committee Tuesday.
The Educators Employment Liability Insurance Program that would be created by House Bill 508 would provide up to $2 million in liability coverage for each certified public school employee in the state beginning in July. House Speaker Pro Tempore David Meade is jointly sponsoring the bill with House Speaker David Osborne.
Meade says, “We have traveled the state the past year speaking to various groups. As we spoke to educators across the state, the two things that kept coming up the most were out-of-pocket expenses for classroom materials and out-of-pocket expenses for liability insurance. The one that came out the easiest to do this session was the liability insurance part.”
HB 508 would appropriate $7 million in funding from the state Budget Reserve Trust Fund for the program over the next fiscal year, per the bill. Future funding could come from the state General Fund, gifts and grants from public and private sources, and federal funds.
While there are other sources of liability insurance for teachers—including the Kentucky Education Association, homeowner insurance policies, among other sources, said Meade— the state fund will fix a gap in coverage if it passes.
HB 508 now goes to the full House for consideration.